Wednesday, September 06, 2006

summer days

Almost over! Thankfully--I can honestly say that summer is my most hated season. If I lived in New Hampshire I wouldn't mind it too much, but here where everything is burned to death and it's dry and lifeless, it's awful! Anyway, it looks like rain today! I love rain. I like walking in the rain, driving in the rain (during the day), and just sitting on my patio and watching the rain. And yes, I like singing in the rain too. :-P
Yesterday I finally got the courage to bite the bullet and spend yet another chunk of my disappearing money and buy insurance for both cars. Sean wanted to do it monthly, but I told him the last thing I wanted was another bill to have to worry about paying. When I did have monthly insurance, it was such a hassle to replace the insurance cards every month and worry about keeping up with it. For the past 6 months we've had insurance we paid in full for 6 months and it's been so much better. Plus then I can use scotch tape and fake laminate the cards so they're all pretty. :-) Now we are totally living paycheck to paycheck this month, but I worked it out and by next month we should be on our feet again. Of course, car registration is due next month on the Kia...but I can't think of too many wierd expenses. This month/last month have just been awful and filled with disasterous money expenses, but we can make it. It makes me happy, because I know a lot of unexpected expenses will come up with Matt, and knowing that we can financially survive is comforting. I need some advise in money management though--because I don't have life insurance I can pull money out of in extreme emergencies, or a 401k (which actually I have no idea what that is but I know rich people have them), or even a savings account that generates interest. Plus next time I go looking for savings accounts it will be one for Matt. I'm thinking about, if possible, one that deposits a dollar into his savings every time I use my debit card. It will come out of my account into his, but it'll be really convienant and seeing as I know I use it hundreds of times a year, by the time he is 18 he'll have a pretty hefty savings built up. If I have another kid it'll split the dollar between them. But that sort of thing probably doesn't exist. And I'd rather have that then a set amount transferred every month because some months I may not be able to afford that. When I first had my Washington Mutual accounts, they set it up for an automatic transfer, but I was so poor I would just pull it out of savings as soon as it got there. I'm not at that point anymore, but one can never tell in the future! As long as Matt never goes hungry, then anything is okay as long as he is. But, ideally, I'd love to be rich. :-)
So today is my last day until my long working streak. I'm not used to having two days off IN A ROW! Being full-time rocks. Plus I got paid time and a half for working monday. AND I have vacation time! Yay! And I get a raise!
So Joey and I want to go do something today, even though we don't have a lot of money. But what to do? Everything is so expensive! We'll figure it out. We may go see Snakes on a Plane tonight. It doesn't look that great to me, but I've been outvoted by Joey and Sean. Okay, well it's raining now! So I am going to go..walk thew dogs.

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